First lets look at what credit repair really is. If you read ads for most credit repair companies or products you are lead to believe that credit repair is nothing more then getting items removed from your credit report. While this is a big part of the process there are also other factors you will need to concentrate on before you even tackle your credit report, lets look at them below.

Before you can do anything to increase your FICO score you are going to have to secure a copy of your credit report. While you can get a free credit report once a year i recommend that you pay for one. The reason being is that a free credit report will not tell you what [...]

Looking to increase your credit score beware there are many credit repair scams out there and you have to know how to avoid them!